Super Fitness Health BlogThe Advantages Of Group Health Insurance
Group health insurance is the key to guarantee the benefits of your employees, particularly when it comes to receiving medical treatment and aid. This implies that employees get the medical treatment they require without the undue and long wait suffering.
Obviously, this kind of scheme has many benefits to both the staff and the employer.
To the manager, a staff member requiring medical treatment will receive it immediately, therefore assisting speed up recovery and maintaining disruption because of illness in the office to a minimum. The employee will also be much more concentrated on their job as they won’t be spending some time worrying about a long wait for a treatment on the NHS, or a diagnosis and so on or suffering excessive pain.
The emphasis on employees is that they can save tremendous amount of money when it comes to having lots of valuable health and medical benefits. In the beginning, they don’t have to pay out big premiums for an exclusive medical insurance plan – which could literally run into three figures each month. And they’ve got the reassurance that whenever they require it, expert medical assistance is offered immediately.
Being part of the Group Health Insurance Plan, lots of firms that do offer this benefit to staff will also pay for their workers to have a yearly ‘healthcheck’ at an exclusive hospital. These health checks cover weight, height, levels of fitness, blood pressure, blood tests and so on and are carried out to check that the employee is in optimum health or to identify a so far undiscovered problem. In any event, the screening process is helpful to staff along with their employers.
For an individual who is not part of an employers scheme to have the same kind of health screening, the cost can be anything from £150 upwards, so there is an added importance to the benefit.
Any staff benefit, such as company health insurance, certainly helps boost staff morale as it shows that the employer truly cares about their staff.
Even though health plans vary from employer to employer and provider to provider, a normal Group Health Insurance package will offer cover for:
1. In-patient and day-patient treatment once the employee has a diagnosis
2. Out-patient treatments (for instance, physiotherapy)
3. Free Helplines – for instance, a GP Helpline and Stress Counselling Helpline.
4. Professional consultations following a referral from the employee’s GP
If you are an employer who’s not even instigated a company health insurance plan, think about this – you may find that the advantages of taking out group health insurance (like better staff morale, workers having less time off because of severe illness, bringing in a higher qualified level of staff and so on) will far outweigh the cost. And in the long-term, no doubt it’ll have a positive effect on your company.
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