Having an Auto Accident in Cincinnati

August 28, 2014 sarah Uncategorized

Cincinnati stands out as the 3rd most populous city in Ohio, and features numerous delightful recreational areas, museums, and hosts leading sports teams including the Cincinnati Reds plus the Cincinnati Bengals. Regrettably, just like all big cities, it has significant amounts of traffic which can results in an auto accident in Cincinnati.

If you happen to be involved in an auto accident in Cincinnati, the initial matter of concern (like elsewhere) would be to seek quick help for everyone who had been hurt. The next most important task is to get hold of your insurance company representative.

So when you pick up the phone and call your insurance agent to inform him you want to turn in an insurance claim, he seems very helpful. He will almost certainly advocate an auto body shop you can take your vehicle to.

“Terrific” you might think. You don’t have to endure the effort of finding a repair service, neither must you do any “homework” researching body shops to find one that’s dependable and that you can trust to do good work. After all, you only want to get your vehicle fixed, right? But possibly you already know of a repair shop you would rather go to.

So you say to your agent “I would prefer to take my car to a different repair service in Cincinnati that I’m already familiar with. But he states something to the effect of “We will not warranty the repair in the event you go there” or “You need to pay a lot more if you go to the shop of your choosing” or something comparable.

So what to make of all this? You might be curious about why he is trying to dissuade you from choosing your own shop.

The answer has nothing to do with offering you the convenience of not having to find a good repair shop … but to make money, and as large a profit as possible! And that is accomplished by reducing the amount they have to spend in insurance claims.

So the Cincinnati body repair shop your agent suggests is “preferred” … preferred by the insurance provider for THEIR advantage, not yours. And the reason? Because the preferred body shop is under agreement to use parts which are less expensive than the original car parts that were used in your car when it was new. But unfortunately, a lot of these parts are inferior in quality and may even result in a dangerous repair job! It can even mean that your car will be dangerous to drive after the repairs have been completed.

But deciding on the wrong Cincinnati body repair shop may result in dangerous repairs for other causes as well. There’s a technique referred to as “Clipping”, and that means cutting away an entire half of your vehicle (either the front or rear half) and attaching another (undamaged) half of a vehicle which was wrecked.

This method actually involves cutting through the car’s unibody or frame, and it affects its structural stability. Do you consider that this sounds unsafe? Well it is. But unfortunately, it isn’t illegal! Cars are “clipped” every day.

So the bottom line is – if you are involved in an auto accident in Cincinnati – be warned! Learn if the repair shop advised by your representative will be repairing your vehicle with aftermarket parts. And if the shop practices “clipping” … don’t even consider using them!

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