Super Fitness Health BlogDo You Want Personal Cover or Vehicle Cover?
As you look over the documentation for the breakdown cover that is available to you, you will quickly want to decide if you want personal cover or vehicle cover. They are both good options, but remember that they are very different. With personal cover, for instance, you are the factor that the insurance is linked to.
No matter what vehicle you are driving, the coverage follows you. With vehicle cover, on the other hand, the cover is tied to a specific vehicle. Vehicle cover is perfect if you are a family of drivers with one car, while personal cover is ideal if you yourself are going to be driving several vehicles.
Consider the Levels of Cover.
Also keep in mind the fact that there are several levels of cover to choose from when you purchase your breakdown cover. Always remember, getting the right level of cover can be essential when an emergency situation occurs.
With the cheapest level of cover, you’ll soon see that only roadside assistance is offered, but some extra money on top will give home and roadside assistance. Comprehensive cover is the most complete option, though what this means will vary from company to company.
Finally, remember that your coverage will usually not follow you outside of the UK. When you want to go travelling and when you want to drive, you should look for European breakdown cover, which will apply when you travel. Consider what your options are going to be and what you can do to make it truly complete.
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